The cost of health care in the country is dissuasion for many, and for those hailing from economically weak backgrounds, it is almost beyond reach, especially if the treatment vindicates hospitalization, surgery or other extortionate treatments. Health insurance often does not cover heart ailments, cochlear implants and kidney diseases. However, even for the conditions that they do cover, several insurers have set a ceiling on the expenses related to patient bed charges, cost of surgery, doctor’s fees, and this may not cover the entire cost of the treatment. For most families, a medical emergency can evacuate their financial, mental and physical strengths, leaving them helpless and dispirited. Often, families push themselves into debt by borrowing money which bleaks their future.
To address these challenges, Biva Himangshu Memorial Trust since its inception in 2012 have been extending medical grants in Assam to individual needy patients requiring specific medical treatment. After due scrutiny and a socio-economic assessment of the family, the Trusts disburse grants based on the funds available. In the near future, The Trust would like to liaise with like-minded philanthropic organizations of the country as well as government bodies in order to maximise the quantum of grant to each beneficiary. It is pertinent to mention here that we have provided complete financial support for the medical treatment of renowned Assamese Actor Shri Nipon Goswami and also provided financial aid for the urgent treatment of Smti. Anindita Kalita, a promising young writer.